Which is the best travel credit card? The answer depends on several factors, such as where you live, where you want to go, and your spending habits. This article focuses on three popular travel credit cards that you should consider. These cards offer many benefits, so make sure to read the fine print and choose the one that best fits your lifestyle. By following these tips, you’ll have no problem choosing the perfect travel card. If you’re looking to save money, however, be sure to use the right card to get the most out of your trips.
Chase Sapphire Preferred
If you’re looking for a travel credit card that offers transferable points and benefits such as an annual bonus, Chase Sapphire Preferred may be the right option. You can earn points on all purchases and transfer them to a host of airline and hotel programs for even greater value. Additionally, you’ll get a 25 percent boost on the value of your points when you redeem them for statement credits. Chase Sapphire Preferred also offers Pay Yourself Back benefits, which let you earn points for everyday purchases.
Chase Sapphire Preferred has many benefits, including a 60,000 point bonus after spending $4,000 within three months. The card also offers a $50 annual hotel credit and 10% anniversary bonus points for purchases made the previous year. However, this credit card comes with a $95 annual fee, which means you should consider your travel needs before applying. If you plan to fly internationally regularly, the Chase Sapphire Preferred is a good option.
Discover it(r) Miles
The Discover it(r) Miles travel credit cards is the only one in Discover’s portfolio that allows you to earn rewards when you make purchases. The card’s rewards program is similar to other cash-back programs, but you can redeem miles for statement credits. Miles are valid for a variety of travel purchases. You can use them to pay for flights, hotels, and car rentals. This card is good for travelers looking for low-maintenance rewards that can be redeemed for trips to exotic locations.
With this card, you earn 1.5 cents for every mile you drive or fly. Then, you can redeem those points for a 1 cent credit on your statement, or you can redeem for cash via direct deposit. In the latter case, you have more flexibility and can spend your money on travel without worrying about the minimum redemption amount. Whether you want to travel for business or pleasure, the Discover it(r) Miles credit card gives you the flexibility you need.
Capital One Venture Rewards
The Capital One Venture Rewards travel credit card comes with many benefits. These include the $100 application fee credit, new domestic airport lounges, no foreign transaction fees, travel insurance, and purchase protections. There is an annual fee of $95 but it is far lower than other travel credit cards. The value is greater as well, since the card has a fixed rate of earning, which makes it an excellent value. You can also get up to seven5,000 bonus miles after you sign up.
While it may not be ideal for those with poor credit, you can still apply for the Capital One Venture. You can do this online, as long as you have a score of at least six hundred seventy. You must have good to excellent credit, and no recent bankruptcy or default. Applicants must have a US mailing address and SSN to be approved. If you do not meet these requirements, you might be able to qualify for a lower limit.